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might lose your money, unless you paid by credit card.
The better news:
You might be able to get a refund if you bought things from a newspaper or magazine advert – and they run an advance payment protection scheme.
There are four of these schemes:
Each has different conditions. But please note you will not be covered under any of these schemes if:
• the advert appeared in a publication that does not belong to one of the trade associations
• the advert appeared in a classified column – the small adverts
• you bought the goods from a catalogue advertised by the trader
• you only sent a deposit – not the full payment
• you don't claim within the time limit set in the scheme
Please note: before they pay up, some schemes require that traders have to be insolvent or in liquidation – it's not enough that the trader has just stopped trading.
1 National newspapers
The National Newspapers' Mail Order Protection Scheme Ltd.
16 Tooks Court.London, EC4A 1LB
tel.: 020 7269 0520
www.mops.org.uk
2 Periodicals and magazines
Periodical Publishers' Association Ltd.
Queen's House, 28 Kingsway, London, WC2B 6JR
tel.: 020 7404 4166
Fax: 020 7404 4167
www.ppa.co.uk
3 Regional and local newspapers
The Newspaper Society,
Bloomsbury House, 74-77 Great Russell Street
London, WC1B 3DA
tel.: 020 7636 7014
fax: 020 7631 5119
www.newspapersoc.org.uk
4 Scottish daily newspapers
The Scottish Daily Newspaper Society
48 Palmerston Place, Edinburgh, EH12 5DE
tel.: 0131 220 4353
email: info@sdns.org.uk
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